Blue Shield of California

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Blue Shield of California

Blue Shield of California has been providing excellent service to approximately 3.5 million Californians.  It is one of the leading and most well-known health insurance companies in California offering Health Savings Accounts (HSA) and non-HSA plans. Blue Shield of California also offers affordable and quality health insurance plans for the individual, family, short-term, Medicare and group health insurance plans for businesses.

About Blue Shield of California

Founded in 1939, Blue Shield of California (previously known as California Physicians’ Service) made San Francisco its headquarters. It is a non-profit, mutual benefit company that is an independent licensee of the Blue Cross and Blue Shield Association. Blue Shield of California was given a “Commendable” rating by the National Committee for Quality Assurance (NCQA) for the service and clinical quality it has provided for POS (Point of Service) and HMO business.

As of April 2019, Blue Shield CA has been awarded an A+ rating from Fitch Ratings for Blue Shield of California, an A (excellent) rating from AM Best for California Physicians’ Service, and an A+ (excellent) rating by Weiss Ratings for California Physicians’ Service.

HSA for America is an authorized and independent agent of Blue Shield of California.

Blue Shield of California Provider Network

Your access to Blue Shield of California’s provider and hospital networks will depend on your plan type. Their HMO plan holders have access to 16,000 in-network doctors in California. Their PPO network contracts with 46,000 physicians and 350 hospitals.

As for their Individual Medicare HMO, you can get care from 27,823 doctors and 147 California hospitals. If you want to easily find affiliated doctors and hospitals in your area, you can use their provider finder just by clicking here.

Policy Timing

If you sign up during open enrollment prior to December 15th, your policy will go into effect January 1.

If you sign up prior to January 15th, your policy will go into effect February 1.

If you sign up during a special enrollment period, your effective date will be the first of the following month.

Administering your HSA

Your health insurance plan and Health Savings Account (HSA) are separate from each other. You need to select either an approved trustee or bank to administer your HSA. On our HSA Administrator page, there is a list of approved banks and trustees that can set up your HSA along with the fees that they will charge you. This will make it easier for you to compare and select an HSA administrator.

Blue Shield of California Premiums

The rates you will receive from Blue Shield of California will depend on your zip code, your age, and your income if you qualify for a subsidy. To easily get the rates of the available plans in your area, simply use the form below. If you wish to speak with your HSA for America Personal Benefits Manager to discuss your options and how you can lower your premiums, you can schedule a free consultation or call us today at 800-913-0172.


Blue Shield of California Reviews

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4.3
Rated 4.3 out of 5
4.3 out of 5 stars (based on 8 reviews)
5 star63%
4 star25%
3 star0%
2 star0%
1 star12%

Flexibility and Support

Rated 4.0 out of 5
January 9, 2024

Blue Shield of California stands out for its commitment to providing flexible health insurance solutions. The option of Health Savings Accounts adds a layer of financial planning to our healthcare strategy. What’s noteworthy is the personalized support we’ve received when exploring different plans. The customer service team has been instrumental in guiding us through the process and addressing our queries. While there’s room for improvement in the clarity of policy details, the overall experience of having a health insurance provider that adapts to our needs deserves a commendable 4-star rating.

Jabran D

Highly recommended!

Rated 5.0 out of 5
October 18, 2023

I highly recommend Blue Cross Blue Shield California for their excellent coverage and network. You just can’t go wrong!

Jane B

Great experience

Rated 5.0 out of 5
August 27, 2023

Great experience all around – even after multiple large claims.

Linda M
Verified

Best local network of providers!

Rated 5.0 out of 5
June 14, 2023

I’ve been with Blue Shield of California for decades, both as an employee and as an individual, and they have consistently provided exceptional coverage. Their local network of providers is unparalleled. Would recommend.

George M
Verified

Satisfied with blue shield

Rated 5.0 out of 5
March 7, 2023

My wife and I just had a baby and Blue Shield of California came through for us. We had some complications, and the baby had a week-long stay in the NICU, which cost a lot of money. Blue Shield asked our doctors for documentation, but promptly paid the claim once they got it.

I’ve had other health plans that were a lot worse.

Dani H
Verified

Avoid if possible!

Rated 1.0 out of 5
January 28, 2023

I’m a healthcare provider. Blue Shield of CA has a huge network around here, but I have to warn people… My practice takes every major insurance carrier in the state, and of all the carriers, Blue Shield is the absolute worst when it comes to getting claims paid.

I’m constantly on the phone with them, and my staff is constantly on the phone getting the runaround, and resubmitting paperwork over and over again.

I’d hate to stop taking it, becuase we have so many patients that rely on it because of their workplace plans. But if you can possibly avoid Blue Shield, do so. They aren’t what they used to be, that’s for sure.

Dr. Robert
Verified

Great company

Rated 5.0 out of 5
January 20, 2023

Blue Shield of California has been a reliable health insurance provider for my family for many years. They have a huge network of local providers, so it’s never a problem finding a specialist in Los Angeles or nearby. Customer service has been good, but it’s easier to get things done on the portal. Most of the time.

I highly recommend Blue Cross Blue Shield California for their comprehensive coverage and excellent service.

Jude H
Verified

I like my catastrophic coverage

Rated 4.0 out of 5
November 12, 2022

Good plans for catastrophic coverage. Lousy for getting minor stuff approved, like labs and tests.

Prudence W
Verified

1001-A E. Harmony Rd #519 Fort Collins, CO 80525

Telephone: 800-913-0172

California insurance license # 0G56724

[email protected] | © 2024 - All Rights Reserved

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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.

1001-A E. Harmony Rd #519 Fort Collins, CO 80525

Telephone: 800-913-0172

California insurance license # 0G56724

[email protected] | © 2024 – All Rights Reserved

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Disclaimer: All information on this website is relayed to the best of the Company’s ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.

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